Loan Products — Shree Balaji Traders and Enterprise
Live 11 Loan Products, One Platform

The Right Loan, Made Simple.

Pre-checked across 15+ banks and NBFCs, with a dedicated advisor from application to disbursal.

11Loan Products
15+Bank Partners
24 hrAvg. Approval
ZeroHidden Fees
Loan Approved₹28L Home Loan · 24 hrs
Compare Rates Live
Home Loan30 yr tenure
8.5%
Personal LoanDisbursed in 48 hrs
10.5%
Vehicle LoanNew & used
9%
Verified Partner
HDFC Bank Home Loans from 8.5% p.a.
Lowest Rate From 8.5% p.a. Across 15+ banks & NBFCs
Full Details

Everything you need to know, before you apply

Interest rates, tenure, eligibility and documents — for every loan product we arrange.

Home Loan

Buy, construct or renovate your home with financing matched across 15+ banks and NBFCs, at the lowest rate you qualify for.

8.5% p.a.Interest Rate From
30 yrsMax Tenure
₹5 CrLoan Amount Up To
7 daysAvg. Processing

Eligibility

  • Age 21–65 years at loan maturity
  • Salaried or self-employed with regular income
  • Minimum CIBIL score of 650
  • Property with clear title and approved plan

Documents Required

  • PAN, Aadhaar and address proof
  • Last 3 months' salary slips / 2 years' ITR
  • Bank statements for the last 6 months
  • Property documents and sale agreement

Personal Loan

Collateral-free funding for weddings, travel, medical needs or any personal expense — disbursed in as little as 48 hours.

10.5% p.a.Interest Rate From
5 yrsMax Tenure
₹40 LLoan Amount Up To
48 hrsAvg. Processing

Eligibility

  • Age 21–60 years
  • Minimum monthly income of ₹20,000
  • Minimum CIBIL score of 700
  • At least 1 year in current job or business

Documents Required

  • PAN, Aadhaar and address proof
  • Last 3 months' salary slips
  • Bank statements for the last 3 months
  • Passport-size photograph

Business Loan

Working capital, expansion or equipment financing for proprietorships, partnerships and private limited companies.

11.5% p.a.Interest Rate From
7 yrsMax Tenure
₹2 CrLoan Amount Up To
4 daysAvg. Processing

Eligibility

  • Business vintage of at least 2 years
  • Minimum annual turnover of ₹10 lakh
  • Minimum CIBIL score of 700 for the applicant
  • Profitable in the last financial year

Documents Required

  • Business registration and GST certificate
  • 2 years' ITR and audited financials
  • Bank statements for the last 12 months
  • KYC of proprietor / partners / directors

Vehicle Loan

Finance a new or used car, two-wheeler or commercial vehicle with up to 100% on-road funding.

9% p.a.Interest Rate From
7 yrsMax Tenure
₹1 CrLoan Amount Up To
3 daysAvg. Processing

Eligibility

  • Age 21–65 years
  • Salaried or self-employed with steady income
  • Minimum CIBIL score of 650
  • Valid driving license (for self-use vehicles)

Documents Required

  • PAN, Aadhaar and address proof
  • Income proof (salary slips or ITR)
  • Bank statements for the last 3 months
  • Vehicle quotation / proforma invoice

Education Loan

Fund tuition, hostel and living expenses for higher studies in India or abroad, with a moratorium until course completion.

9.5% p.a.Interest Rate From
15 yrsMax Tenure
₹1.5 CrLoan Amount Up To
10 daysAvg. Processing

Eligibility

  • Indian citizen with confirmed admission
  • Co-applicant (parent / guardian) required
  • Recognised university or institution
  • Co-applicant's income and credit history considered

Documents Required

  • Admission letter and fee structure
  • Academic records (10th, 12th, graduation)
  • Co-applicant's income proof and KYC
  • Collateral documents (for loans above ₹7.5 L)

Gold Loan

Unlock funds against your gold jewellery with same-day payout, minimal documentation and secure storage.

7.5% p.a.Interest Rate From
3 yrsMax Tenure
₹50 LLoan Amount Up To
Same dayAvg. Processing

Eligibility

  • Age 18 years and above
  • Ownership of 18–24 karat gold jewellery
  • No income proof or credit score required
  • Indian resident with valid ID proof

Documents Required

  • PAN and Aadhaar
  • Address proof
  • Passport-size photograph
  • Gold jewellery for appraisal

Loan Against Property

Unlock the value of residential or commercial property for business growth, expansion or large personal expenses.

9.75% p.a.Interest Rate From
20 yrsMax Tenure
₹10 CrLoan Amount Up To
10 daysAvg. Processing

Eligibility

  • Age 21–65 years
  • Self-owned residential or commercial property
  • Minimum CIBIL score of 700
  • Stable income source (salaried or business)

Documents Required

  • Property title deed and tax receipts
  • Income proof (salary slips or ITR)
  • Bank statements for the last 6 months
  • KYC documents

MSME Loan

Collateral-friendly financing for micro, small and medium enterprises to fund machinery, inventory or working capital.

10.9% p.a.Interest Rate From
10 yrsMax Tenure
₹5 CrLoan Amount Up To
5 daysAvg. Processing

Eligibility

  • Registered MSME / Udyam certificate
  • Business vintage of at least 1 year
  • Minimum annual turnover of ₹5 lakh
  • Satisfactory banking and credit history

Documents Required

  • Udyam registration and GST certificate
  • Last 2 years' ITR / financials
  • Bank statements for the last 12 months
  • KYC of proprietor / partners / directors

PM Mudra Loan

Collateral-free government-backed loans for micro and small businesses under the Shishu, Kishor and Tarun categories.

8.6% p.a.Interest Rate From
5 yrsMax Tenure
₹10 LLoan Amount Up To
7 daysAvg. Processing

Eligibility

  • Non-farm micro or small business
  • Indian citizen aged 18 years and above
  • No collateral or credit score threshold for Shishu category
  • Valid business plan or existing operations

Documents Required

  • PAN, Aadhaar and address proof
  • Business proof / registration (if applicable)
  • Bank statements for the last 6 months
  • Passport-size photograph

PMAY Housing Loan

Government interest subsidy on home loans for first-time buyers under the Pradhan Mantri Awas Yojana scheme.

8.4% p.a.Interest Rate From
20 yrsMax Tenure
₹2.67 LMax Subsidy
10 daysAvg. Processing

Eligibility

  • First-time home buyer (EWS / LIG / MIG category)
  • No existing pucca house in the applicant's name
  • Annual household income within scheme limits
  • Property meets carpet area norms for the category

Documents Required

  • Income certificate / ITR
  • PAN, Aadhaar and address proof
  • Property documents and approved plan
  • Affidavit of no existing pucca house

Loan Balance Transfer

Move your existing home, personal or business loan to a lower interest rate and reduce your monthly EMI.

8.3% p.a.Interest Rate From
As per loanTenure
₹5 CrLoan Amount Up To
7 daysAvg. Processing

Eligibility

  • Minimum 12 months of repayment on existing loan
  • Clean repayment track record, no defaults
  • Minimum CIBIL score of 700
  • Remaining tenure of at least 1 year

Documents Required

  • Existing loan statement and sanction letter
  • Last 12 months' repayment record
  • Income proof and KYC documents
  • Foreclosure letter from existing lender (on approval)

Not sure which loan is right for you?

Talk to a dedicated advisor — we'll compare your eligibility across 15+ banks and NBFCs and recommend the best fit, at no cost.